There comes a time in our adult lives, where children and parents, switch roles. Sometimes the progression is gradual other times, there is a crisis or other event that forces the issue. The best way to ensure that you are honoring your loved one’s wishes is to discuss it with them.
Ideally, you should have this discussion before they need care and can articulate their wishes and desires. Key topics for the discussion should include:
Questions to Ask?
1. Do they want to stay at home? Or do you prefer to move into a community?
2. Frank discussion about their assets and their income? Determine what they can realistically afford.
3. Gather information about where their assets are held, which financial advisors, banks and brokerage firms hold their assets
4. Locate important legal and financial documents such as: Wills and Trusts, Power of Attorney, Life Insurance Policies, Long Term Care Insurance Policies, Military Discharge papers.
5. Determine if you additional if VA or Medicaid planning may be helpful.
For more information and assistance with preparing or having this discussion, call Alliance Senior Care.
Their Geriatric Care Managers can you help walk through the process. (248) 274-2170.
The best way to prevent a crisis is to plan for the future by looking for any major behavioral or functional changes that may arise such as:
• An accumulation of diagnoses (more than two).
• Falls or repeated hospitalizations.
• Short-term memory problems.
• Periods of confusion or disorientation.
• Calls from your parent’s friends/neighbors expressing concern.
• More frequent requests for help or support.
• Weight loss over the past year.